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Emergency Financial Resources to Relieve Stress

people handing each other receipts

Source: U.S. Air Force photo by Senior Airman Amber Kelly-Herard/Released

Financial emergencies can be stressful for service members, veterans and their families. When financial problems arise, it can cause a strain in family relationships. Children may also notice a parent’s stress and begin to worry. Whether you need assistance with anything from basic living expenses to emergency travel for moving, there are organizations to help relieve financial stress and get you through these challenging times.

Each military branch has a financial relief group. Learn about these groups and the different types of support they offer.

Emergency Financial Relief Organizations by Service

A financial emergency can occur at any time. Luckily, emergency assistance is available across all of the services to help you in a time of need. Service-specific emergency financial relief organizations include:

These groups provide financial aid as loans or grants to eligible service members and families for a variety of reasons including:

  • Basic living expenses
  • Emergency travel expenses
  • Medical and dental expenses
  • Housing expenses (i.e.,. rent, mortgage payments, utilities)

In addition, depending on the organization, you may also be eligible to receive financial assistance for expenses including:

  • Funerals
  • Childcare
  • Non-receipt of pay
  • Debt management
  • Disaster response
  • Education assistance

Military families can also apply for help through other groups. The American Red Cross offers funds for certain emergency expenses. Military families can get help by calling the American Red Cross Emergency Communications Center at (877) 272-7337 (toll-free).5 Emergency relief organization information is also available through the National Resource Directory.

How to Apply for Emergency Relief

Once you have chosen your service branch organization you can apply for financial aid. Military families can apply online or in person at local installations. Some documents may be needed to apply, such as valid IDs and financial information. Service members and their families can also seek financial counseling to help plan for the future.

Reaching Out is a Sign of Strength

If you’re feeling stressed about your finances, the Psychological Health Resource Center is available at 866-966-1020 or through Real Warriors Live Chat. Trained health resource consultants are available for free 24/7 to help you find resources. Reaching out for support can help your family cope with financial challenges and build resilience.

Additional Resources


1 "Emergency Resistance,” Air Force Aid Society (AFAS). Last accessed June 2, 2014.

2Need Financial Assistance?” Army Emergency Relief. Last accessed June 2, 2014.

3Assistance Programs,” Coast Guard Mutual Assistance. Last accessed June 2, 2014.

4Financial Assistance and Counseling,” Navy-Marine Corps Relief Society. Last accessed June 2, 2014.

5Financial Assistance,” American Red Cross. Last accessed June 2, 2014.

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